In this Issue: 

• Finding the Balance of Income vs. Spending
  The IRS primer every voter should know
• New Rules Mean Saving More for Retirement
• Valentine's Day - Did you know? 

  Saints, dogs and cash all play a role
• New W-4 Creates Questions for Human Resources

This Month:

• February 14: Valentine's Day
• February 17: Presidents' Day
• Reminders:
  • Collect all tax forms (W-2s, 1099s, others)
  • Set up tax appointment
  • Rebalance investment portfolios

   The 2019 tax filing season is in full swing. If you have not already done so, now is the time to collect your tax forms, organize your records and set a schedule to get your tax return completed.

Deep in the Form 1040 instructions is an annual recap of federal income and how the money is spent. Since most taxpayers no longer see these instructions, a recap of this information is provided here for your review.

Given late breaking tax laws, now is a good time to read a review of how newly passed retirement rules could help you save more. This issue also includes an article with several interesting facts about Valentine’s Day and for small business owners, some information is provided to help your employees navigate the new W-4 paycheck withholding form. 

Please call if you would like to discuss how this information could impact your situation. If you know someone who can benefit from this newsletter, feel free to send it to them.

 January 2020

In this Issue: 

• Make Your Cash Worth More

  Banking tips to help you cash in
• There's Still Time to Fund Your IRA
• 2020 Retirement Plan Limits
• Fail-Proof Your New Year's Resolutions

This Month: 

• January 1: New Year's Day
• January 15: 4th Quarter Estimated Payments Due 
• January 20: Martin Luther King Jr. Day 
• Start Tax Planning for the New Year
  • Adjust Withholdings
  • Organize Filing Records
  • Schedule Tax Consultation 
  • Rebalance Investment Portfolio

   Welcome 2020. A new year calls for a fresh look at your financial strategies. Consider how to make the most of your savings accounts — and don't forget you still have time to fund your IRA! You can also try the following fail-proof tricks to keep your New Year's resolutions on track.

Call if you would like to discuss how this information relates to you. If you know someone who can benefit from this newsletter, feel free to send it to them.

December 2019

In this Issue:

• Time for a Yearly Credit Report
• 3 Major Charity Scam Red Flags
• Cash Flow: A Central Part of Your Business Plan
• Winter Wonderland Trivia

This Month:

• December 22: Hanukkah begins
• December 25: Christmas Day
• December 26: Kwanzaa begins 
• January 15: 4th Quarter Estimated Payments Due 
• Take Final Year-End Actions: 
  • Deductible Gifts 
  • Capital Gains/Losses
  • Charitable Giving 
  • Dividend Income 

   It's almost New Year! Have you done your yearly credit report checkup yet? While you're at it, protect yourself from charity scams this season by reviewing some big red flags, and learn how to prioritize cash flow in your business. 

Call if you would like to discuss how this information relates to you. If you know someone who can benefit from this newsletter, feel free to send it to them.

 November 2019

In this Issue:

• Save Money With These Year-End Ideas
• 2020 Social Security Benefits
• Reminder: Major Employment Tax Deadlines
• The Power of Cultivating Gratitude
  Tips on how to be thankful

This Month:

• November 11: Veterans Day
• November 28: Thanksgiving
• November 29: Black Friday (Shopping Deals Day)
• Reminder: Conduct year-end tax and financial planning

2020 is coming quick — are you prepared? Take stock now and learn about the year-end moves that'll help you save. Plus, consider how the 2020 Social Security changes will affect your plans. And make sure you're hitting the employment tax deadlines.

Call if you would like to discuss how this information relates to you. If you know someone who can benefit from this newsletter, feel free to send it to them.

 October 2019

In this Issue: 

• Another Year, Another New 1040
• Bill collector calling? Know your rights
• Amazon and eBay Sales Tax ALERT!
• Decoding the New Dating Scene

This Month:

• October 1: SIMPLE IRA plan establishment due
• October 15: Extended individual and C-Corp Tax Return Filing Deadline
• October 31: Halloween

   Autumn's in full swing, meaning it's time to start preparing for the busy months ahead. You can get ready by learning about the Form 1040 updates you'll see this 2019 tax season, as well as the new Marketplace Facilitator sales tax laws for anyone that sells through Amazon or eBay. You can also brush up on your rights if a bill collector ever harasses you.

Call if you would like to discuss how this information relates to you. If you know someone who can benefit from this newsletter, feel free to send it to them.

August 2019

In this Issue: 

• I Owe Tax on That? 5 Surprising Taxable Items
• Headed to the Fair? Avoid These Spending Traps
• Smart Tactics to Manage Student Debt
• Cash Flow Concepts That Can Save Your Business

This Month:

•  September 2: Labor Day

Summer is starting to wind down and the kids will soon be headed back to school. Now is a great time to review if you've had, or will have, any special taxable events this year. The first article highlights five taxable items that come as a surprise to many people. This month's newsletter also includes spending traps to avoid when headed to the fair, ways to manage the burden of student loan debt, and cash flow strategies that can save your business.

Call if you would like to discuss how this information relates to you. If you know someone who can benefit from this newsletter, feel free to send it to them.

July 2019

In this Issue: 

• Effective Tax Planning Starts Now!
• Can't Miss Stops for Your Summer Road Trip
• What You Need To Know About IRS Audits
• Make Setting Salaries Easier With These 5 Steps

This Month:

• July 4: Independence Day

Tax day might seem far away, but waiting until year-end to make your tax moves may prove costly to you. Maximizing your tax savings starts with an effective mid-year strategy! Detailed here are some ideas to kick-start your summer tax planning. This issue also includes some unique and free summer travel destinations, an infographic with key IRS audit information, and five steps to help your business set the right salaries for your employees.

Call if you would like to discuss how this information relates to you. If you know someone who can benefit from this newsletter, feel free to send it to them.

June 2019

In this Issue: 

• 5 Summer Tax Savings Opportunities
• Get Your Life Back! Ideas to Unplug
• Payroll Fraud Schemes Every Business Should Know
• Never Take on the IRS Alone

This Month:

• June 16: Father's Day
• June 17: 2nd qtr estimated taxes due
• June 17: 2018 tax deadline for U.S. citizens living abroad

Summertime offers unique tax saving situations. Outlined here are five ideas everyone can use. Plus, this issue includes ideas to help you unplug from your electronics and discusses possible payroll fraud schemes. Finally, spend a minute reviewing the wisdom of asking for help should you be contacted by the IRS.

Call if you would like to discuss how any of this information relates to you. If you know someone that can benefit from this newsletter, feel free to send it to them.

May 2019

In this Issue: 

• You Know You Need Tax Planning If...
• Al Capone, Aunt Becky, Tax Fraud and You! How you can learn from high-profile tax scandals
• Watch Out! 7 Vacation Costs That Sneak Up on You
• 4 Key Elements of Great Business Books

This Month:

• May 12: Mother's Day
• May 15: Exempt organization tax returns due
• May 27: Memorial Day

With tax season in the rear-view mirror, it's full speed ahead into tax planning season. While it's important for everyone to have a tax roadmap, there are key situations that require extra attention so you can avoid a major tax pothole. This issue includes lessons to learn from some high-profile tax scandals, sneaky vacation costs that can ruin your vacation, and an inside look at some key characteristics of a great bookkeeping system.

Call if you would like to discuss how any of this information relates to you. If you know someone that can benefit from this newsletter, feel free to send it to them.

April 2019

In this issue:

• Tax Quiz: Wild State Tax Laws
• 4 Key Metrics to Fortify Your Business
• Leasing vs. Buying a Car: Knowing the tricks makes you a better decision-maker
• Tax Day is Here: 5 Big Questions People Are Asking!

This Month:

• April 15: Individual tax returns due / C corporation tax returns due / First-quarter 2019 estimated tax due
• April 21: Easter Sunday
• Other April 15 Deadlines: Six-month filing extension / 2018 gift taxes / 2018 IRA contributions / 2018 HSA contributions

Tax day is upon us! As we tie a bow on the first tax season using the new tax laws, here's a fun tax quiz you can use to impress your friends with some quirky state tax knowledge. This issue also includes handy metrics to track your business performance, tips to help you decide if you should buy or lease your next vehicle, and five big questions people are asking as the tax deadline approaches.

Call if you would like to discuss how any of this information relates to you. If you know someone that can benefit from this newsletter, feel free to send it to them.

March 2019

In this issue:

• Oh No! Your Tax Refund is Now a Bill
• Hints to Eliminate Monthly Bill Creep
• Businesses: File on Time or Pay the Price!
• Candyland Getting Stale? Try These Board Game

This Month:

• March 15th: Due date for Partnership & S Corp Tax Returns (Forms 1065, 1120S)
• Reminders: Daylight Savings time begins Sunday, March 10th
  

  Tax season is in full swing. Early reports from the IRS indicate that, on average, refund amounts are down compared to last year. If this is you, the first article lays out some reasons for the change. This issue also includes a warning to business owners to file their taxes on time, tips to keep your monthly bills in check, and some exciting board games to try.

Call if you would like to discuss how any of this information relates to you. If you know someone that can benefit from this newsletter, feel free to send it to them.

December 2018

In this issue:

• 6 Last-Second Money-Saving Tax Moves
• Retirement Contributions Get a Boost in 2019
• It's Your Money. Get it Back NOW!
• The New Business DeductionStop worrying and start preparing

This Month:

• December 2: Hanukkah begins
• December 25: Christmas Day
• December 25: Kwanza begins
• January 15: 4th Quarter Estimated Payments Due
• Take final year-end actions: Deductible gifts, Capital gains/losses, Charitable giving, Dividend income

Happy holidays! Tis the season for family, friends, food, and of course ... last second tax moves! While time is running short, consider some of these moves you can make to cut your tax liability. Also, retirement contributions are rising for 2019. The second article lays out the changes for you.

Did you know that there are billions of dollars of unclaimed property each year? Read on to find out how to search for yours. Finally, there's an article explaining the new qualified business income deduction and what you can do to prepare for it.

Call if you would like to discuss how any of this information relates to you. If you know someone that can benefit from this newsletter, feel free to forward it to them.